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December 17, 2014

Illegal dentist in Etobicoke gets 90 days

Filed under: Mortgage, news — Tags: , , , — DoctorBusiness @ 10:40 pm

The case of a “fake dentist” who continued running his Etobicoke basement practice three years after a court order banned him from doing so is raising concerns about the number of illegal dentists operating in Ontario.

In November, a Superior Court judge handed Bogdan Pavlyshyn a conditional sentence of house arrest for 90 days, after finding him in contempt of court for violating a 2011 court order. That order prohibited Pavlyshyn from practising dentistry without a licence in Ontario and from purporting to be a dentist.

Items seized from his home in March included scalpel blades, high-speed dental drills, dental implants, needles, local anesthetic and an x-ray sensor, according to court documents.

“I knew what I was doing was wrong. But I did it anyway,” Pavlyshyn said in a statement of apology, which he read to the court in Ukrainian , according to his lawyer. “In 2011, the court ordered me to stop being a dentist. I did not.”

Reached in person at his home last week, Pavlyshyn said he did not speak English. He refused to answer a Star reporter’s questions but, when asked if he was still practising in his basement, said, “No.”

According to court documents obtained by the Star, Pavlyshyn claimed he trained as a dentist in the Ukraine before moving to Canada in 2005. He said he tried to become a certified dentist in Canada but failed the English exams, the documents show.

In the documents, Pavlyshyn, 34, said he gave dentistry services to “people who were from the same area of the world I was from,” and practised out of his home.

“Mr. Pavlyshyn is very careful about who he sees and only accepts friends and referrals through his friends,” stated an investigator hired by the Royal College of Dental Surgeons of Ontario in an investigation report.

The married father of a 1-year-old also worked as a roofer and a plumber, the documents state.

“Let’s call it what it is. These are guys that are preying on vulnerable people, unsuspecting public,” said Irwin Fefergrad, registrar of the College, the governing body for Ontario dentists. “They’re fraud artists; they’re masquerading as somebody that they are not and they’re doing harm.”

In Ontario, only dentists with valid licences from the Royal College of Dental Surgeons of Ontario are permitted to practise dentistry.

“One of the biggest obstacles for foreign-trained professionals … is that English as a second language can be a huge barrier,” Brian Moher, Pavlyshyn’s lawyer, told the Star.

In his affidavit, Pavlyshyn said he failed English exams numerous times while trying to pass exams with the Association of Canadian Faculties of Dentistry.

Moher added that poor English is not an excuse for contempt of court.

Fefergrad said the College welcomes internationally trained dentists, for whom fast-track equivalency processes are available, but dentists must meet Canadian qualification criteria.

In Ontario, 47 per cent of all 9,000 dentists were not trained domestically, Fefergrad said.

“I’ll register anyone who’s competent,” said Fefergrad. “(Internationally trained dentists) don’t have to go back to school. If they meet what we call the equivalency process, they’ll get a licence … Mr. Pavlyshyn did none of that.”

Fefergrad said the College first became aware of Pavlyshyn’s unlicensed practice in 2010 after receiving a complaint from a patient who was “badly treated.”

A Superior Court judge ordered Pavlyshyn to stop practising the following year.

In February 2014, however, a woman tipped off the College that a friend had visited Pavlyshyn for “cheap dental work,” according to court documents.

The subsequent investigation into Pavlyshyn’s basement practice uncovered an “unclean” operation, said Fefergrad, noting a rag was found floating in a filled sink. Fefergrad called Pavlyshyn’s waiting room “filthy.”

In an email to the Star, the Ontario Ministry of Health also confirmed that charges have been laid in connection with Pavlyshyn’s use of an x-ray machine.

“The Crown is proceeding with a prosecution on a charge laid regarding the offence of installing an x-ray machine without first obtaining the written approval for the installation from the Director of X-Ray Safety contrary to subsection 3(1) of the Healing Arts Radiation Protection Act,” a ministry spokesperson wrote to the Star.

Moher, Pavlyshyn’s lawyer, told the Star his client was aware of what was required of him in the original court order and has now “fully embraced” the court’s November decision. Moher said his client was glad to deliver a “heartfelt apology” in court.

“I do not know how to explain why I thought this was somehow OK,” said Pavlyshyn in his statement of apology. “I can only say that I did it with my ‘eyes closed,’ like a drunk man who drives and pretends he is not drunk.”

Pavlyshyn is one of 15 people listed as “illegal practitioners” on the College’s website. The individuals “have been, or are in the process of being, prosecuted under the Dentistry Act (1991), the Regulated Health Professions Act, the Criminal Code, and/or the Provincial Offences Act” and cannot practise dentistry or purport to be a dentist, according to the website.

Fefergrad said he’s confident more illegal practitioners are currently operating in Ontario.

“This is not just a blip. I believe there’s an underground economy out there,” Fefergrad said. “The public’s at risk.”

A 2010 Star investigation uncovered a thriving industry of illegal dentistry in Ontario.

The Star found people practicing illegally often preyed on new immigrants, offering patients cut-rate services in unclean environments.

Fefergrad said he was aware of at least two of Pavlyshyn’s patients who experienced pain when he treated them. The patients had to pay additional costs to repair inappropriate dental work, he said.

In an affidavit, Pavlyshyn said he was not aware that he harmed anyone “in the most literal sense.”

Fefergrad also said there is a “huge risk” Pavlyshyn’s patients could have been exposed to radiation from the x-ray machine, and he worries patients could have been exposed to infection and disease.

He advised patients treated by Pavlyshyn to see a licensed dentist and a physician for examination.

Fefergrad was unsure how many patients visited Pavlyshyn, whose records he called “shabby.”

In addition to 90 days of house arrest, Pavlyshyn must pay the College $5,000 and surrender his passport for 90 days, according to the court order.

Pavlyshyn is also facing 12 charges under the Dentistry Act and the Regulated Health Professions Act, including performing a controlled act — which can include administering injections, giving diagnoses and cutting into tissues — and purporting to be a dentist. The RCDSO plans to withdraw the charges, the College’s lawyer confirmed.

The College investigates every complaint about possible illegal dentistry from patients and dentists, Fefergrad said. It allocates a budget of $150,000 annually to investigating and cracking down on unlicensed dentists.

However, there are limitations on the extent of what the College can uncover.

“With non-dentists … we only know if people come to us,” Fefergrad said. “I agree that there are more. I really am concerned that I don’t know about all of them.”


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December 16, 2014

Russian Economy Seen Facing Shock After Unexpected Rate Increase - Bloomberg

Filed under: Europe, money — Tags: , , , — DoctorBusiness @ 5:52 am


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December 14, 2014

Abe Set to Boost Majority, Opening Way for Abenomics - Bloomberg

Filed under: Finance, Mortgage — Tags: , , , — DoctorBusiness @ 5:04 pm

Prime Minister Shinzo Abe is set to expand his coalition

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December 13, 2014

Stocks fall midday as oil rout continues

Filed under: Mortgage, legal — Tags: , , , — DoctorBusiness @ 12:04 am

Updated at 11:40 a.m.

NEW YORK • U.S. stocks dropped Friday as the rout in oil continued and a report indicated that growth in China, the world’s second-largest economy, continues to slow.

KEEPING SCORE: The Standard & Poor’s 500 index fell 19 points, or 1 percent, to 2,013 as of 12:13 p.m. Eastern time. The index is down 3 percent this week, putting it on track to end the week lower for the first time in almost two months.

The Dow Jones industrial average dropped 235 points, or 1.4 percent, to 17,361. The Nasdaq composite fell 31 points, or 0.7 percent, to 4,675.

OIL ROUT: Falling oil prices weighed on the stock market again. Oil slumped after the International Energy Agency said global oil demand in 2015 will grow less than previously forecast.

U.S. benchmark oil slipped $2.22, or 3.7 percent, to $57.70 a barrel. Brent, the international benchmark, lost $1.90, or 3 percent, to $61.78. Energy stocks in the S&P 500 index fell 1.6 percent, taking their loss for the year to 16.1 percent.

RIPPLE EFFECTS: While the plunge in oil is good for drivers because it lowers gas prices, the slump is hitting energy companies hard. If low prices persist, some U.S. oil producers could go out of business as the cost of extracting oil exceeds its market price.

The IEA also warned that oil-producing economies would be hit hard.

“The adverse impact of the oil price rout on oil-exporting economies looks likely to offset, if not exceed, the stimulus it could provide for oil-importing countries against a backdrop of weak economic growth and low inflation,” the IEA said.

CHINA DATA: The strength of China’s economy concerned investors after figures showed factory output growth declined to 7.2 percent in November from 7.7 percent growth in October. The data came after Chinese leaders at an annual planning meeting affirmed their commitment to the “new normal” of slower growth as they try to steer China toward a more sustainable expansion based on domestic consumption.

THE QUOTE: The slump in oil has unsettled the market, putting it on track for its first weekly drop in eight weeks.

“The move, especially this week, has been entirely related to oil” said James Liu, global market strategist for J.P. Morgan Funds. “In the fourth quarter you’re going to see a lot of pain from the energy sector.”

EUROPE’S DAY: Britain’s FTSE 100 sank 1.6 percent, while Germany’s DAX fell 1.9 percent. France’s CAC 40 declined 1.9 percent.

BUCKING THE TREND: Software company Adobe bucked the downward trend. Its stock jumped $6.08, or 8.7 percent, to $75.82 after the company reported fourth-quarter results that beat Wall Street expectations on Thursday. Adobe also said it will pay $800 million to buy the stock image and video company Fotolia.

BONDS AND CURRENCIES: Government bond prices rose. The yield on the benchmark 10-year Treasury note, which falls when prices rise, dropped to 2.09 percent from 2.17 percent Thursday.

The dollar fell. The U.S. currency dropped to 0.3 percent to 118.64 yen. The euro rose 0.5 percent against the dollar to $1.2465.


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December 11, 2014

Consumer Comfort Rises to 7-Year High on U.S. Jobs, Cheap Fuel - Bloomberg

Filed under: Business, Prices — Tags: , , , — DoctorBusiness @ 11:00 am

American consumer confidence reached a seven-year high last week as job gains and plunging fuel costs propelled the economy and boosted spirits in the midst of the holiday-shopping season.

The Bloomberg Consumer Comfort Index (COMFCOMF) increased to 41.3 in the period ended Dec. 7, its highest since December 2007, from 39.8 the week before. Measures on the economy and buying climate also climbed to the strongest levels in seven years.

The lowest gasoline prices since 2010 and the biggest job gains in more than a decade are giving consumers the means to boost spending. AutoZone Inc. (AZO) is among companies saying the benefits are rippling through the economy, reaching even lower-income households.

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December 9, 2014

Service Providers See Sales Growth Doubling in 2015, ISM Says - Bloomberg

Filed under: Europe, Prices — Tags: , , , — DoctorBusiness @ 6:08 pm

Service providers in the U.S. forecast sales growth will almost double next year to 10 percent, according to a survey by the Institute for Supply Management that also showed manufacturers project increased revenue.

The service industries

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December 8, 2014

Scarecrows outnumber people in dying Japan town

Filed under: Europe, Prices — Tags: , , , — DoctorBusiness @ 6:56 am

NAGORO, Japan (AP) — This village deep in the rugged mountains of southern Japan once was home to hundreds of families. Now, only 35 people remain, outnumbered three-to-one by scarecrows that Tsukimi Ayano crafted to help fill the days and replace neighbors who died or moved away.

At 65, Ayano is one of the younger residents of Nagoro. She moved back from Osaka to look after her 85-year-old father after decades away.

“They bring back memories,” Ayano said of the life-sized dolls crowded into corners of her farmhouse home, perched on fences and trees, huddled side-by-side at a produce stall, the bus stop, anywhere a living person might stop to take a rest.

“That old lady used to come and chat and drink tea. That old man used to love to drink sake and tell stories. It reminds me of the old times, when they were still alive and well,” she said.

Even more than its fading status as an export superpower, Japan’s dwindling population may be its biggest challenge. More than 10,000 towns and villages in Japan are depopulated, the homes and infrastructure crumbling as the countryside empties thanks to the falling birthrate and rapid aging.

First the jobs go. Then the schools. Eventually, the electricity meters stop.

Neither Prime Minister Shinzo Abe’s ruling Liberal Democratic Party nor any of its rivals have figured out how to “revive localities,” an issue that has perplexed Japanese leaders for decades.

But local communities are trying various strategies for attracting younger residents, slowing if not reversing their decline. In Kamiyama, a farming community closer to the regional capital, community organizers have mapped out plans for attracting artists and high-tech companies.

Nagoro is more typical of the thousands of communities that are turning into ghost towns or at best, open-air museums, frozen in time.

The one-street town is mostly abandoned, its shops and homes permanently shuttered.

The closure of the local elementary school two years ago was the last straw. Ayano unlocks the door and guides visitors through spotless classrooms populated with scarecrow students and teachers.

When she returned to her hometown 13 years ago, Ayano tried farming. Thinking her radish seeds may have been eaten by crows, she decided to make some scarecrows. Now there are more 100 scattered around Nagoro and nearby towns.

Like handcarved Buddhist sculptures, each has its own whimsical expression. Some sleep, their eyelids permanently shut. Others cuddle toddler scarecrows or man plows and hoes.

Ayano brings one along for company on her 90-minute drive to buy groceries in the nearest big town. But most remain behind, to be photographed and marveled at by tourists who detour through the winding mountain roads.

“If I hadn’t made these scarecrows, people would just drive right by,” said Ayano.

The plight of Japan’s countryside is partly a consequence of the country’s economic success. As Japan grew increasingly affluent after World War II, younger Japanese flooded into the cities to fill jobs in factories and service industries, leaving their elders to tend small farms.

Greater Tokyo, with more than 37 million people and Osaka-Kobe, with 11.5 million, account for nearly 40 percent of the country’s 127 million people.

“There’s been this huge sucking sound as the countryside is emptied out,” said Joel Cohen, a professor at Columbia University’s Laboratory of Populations.

Japan’s population began to decline in 2010 from a peak of 128 million. Without a drastic increase in the birthrate or a loosening of the staunch Japanese resistance to immigration, it is forecast to fall to 108 million by 2050 and to 87 million by 2060. By then, four in 10 Japanese will be over 65 years old.

The population of Miyoshi, which is the town closest to Nagoro, fell from 45,340 in 1985 to about 27,000 last year. A quarter of its population is over 75 years old. To entice residents to have more children, the town began offering free nursery care for third children, free diapers and formula to age 2 and free health care through junior high school.

“The way to stop this is to get people to have more babies,” said mayor Seiichi Kurokawa. “Apart from that, we need for people to return here or move here.”

But it’s not an easy sell, despite the fresh air and abundant space.

“You can’t just grab people by the necks like kittens and drag them here,” Kurokawa said.

Getting residents of half-empty towns to accept newcomers can also be a challenge.

In Kamiyama, to the east, the town still struggles to convince owners who are often relatives living in distant cities to open up abandoned homes for rent or renovation, said Shinya Ominami, chairman of a civic group that has led efforts to revive the town.

In a briefing for potential investors and visiting officials, Ominami shows a slide of the town’s shopping street, dotted with houses that are empty, and then another with some of the buildings filled with new businesses — a bistro, a design studio, an IT incubation hub.

“Once we accept this is the reality, we can figure out how to cope with it,” Ominami said.


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December 6, 2014

Ottawa undoing progress made in wake of Polytechnique massacre

Filed under: Gold, term — Tags: , , , — DoctorBusiness @ 8:32 am

It is hard to believe that 25 years have passed since the Montreal massacre. Sadly, a quarter of a century since what should have been a pivotal moment in the history of Canadian gun control, we are hardly farther along than we were on the day of that tragic shooting.

While much progress was made in the years after the event, we are now fighting to stop the troubling undoing of those gains and even to keep the very minimal controls that were in place at the time of the massacre.

Like many Canadians, I remember my horror and anger and disbelief as if it was yesterday. A man with a powerful semi-automatic Ruger Mini-14 walked into l’

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December 4, 2014

Canada approves Burger King-Tim Hortons takeover

Filed under: Gold, Loans — Tags: , , , — DoctorBusiness @ 7:28 pm

TORONTO (AP) — Burger King Worldwide Inc.’s takeover of the Canadian coffee and doughnut shop chain Tim Hortons Inc. was approved by the Canadian government Thursday, bringing it one step closer to completion.

Burger King, which is based in Miami but controlled by a Brazilian private equity fund, agreed in August to buy Tim Hortons in a friendly cash-and-stock deal worth more than $10.5 billion (CA$12 billion). The merger of the two companies would create the world’s third-largest quick service restaurant company, with more than 18,000 restaurants in 100 countries.

As part of the deal signed by Canada’s Industry Minister James Moore, Burger King agreed to maintain the existing employment levels at Tim Hortons franchises across Canada and expand in the U.S. and globally faster than planned as part of the approval.

The combined company will establish its headquarters in Oakville, Ontario, where Tim Hortons is currently based, and “maintain significant employment levels” at the office.

Critics had warned the takeover could mean layoffs and cost-cutting for Tim Hortons. A study from the Canadian Centre for Policy Alternatives suggested the debt financing required could force Tim Hortons to lay off more than 700 employees.

The merged company will list on the Toronto Stock Exchange and Tim Hortons will remain a distinct chain from Burger King in the U.S. and Canada.

The deal still requires shareholder approval. Tim Hortons shareholders are expected to vote on the proposal at a special meeting on Dec. 9.


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December 3, 2014

Indonesia Central Bankers Feel Inflation Pain in Their Paychecks - Bloomberg

Filed under: Uncategorized, technology — Tags: , , , — DoctorBusiness @ 2:40 am

Weeks after Bank Indonesia Governor Agus Martowardojo won a 2015 pay increase for meeting his inflation target this year, a November fuel-price increase has put his next salary gain at risk.


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